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Home >> Loans >> Know Your Banks

Know Your Banks / Housing Finance Companies

Besides the comparison on interest rates, processing fee and other terms & conditions offered by different banks / lending institutions for mortgage products, we put an equal emphasis in knowing the banks. Not only the interest rates are important but the future stability of the lending institution is also important. Each bank is different in terms of its mortgage products and have different features which is difficult to compare at one place. We have ample knowledge and resources available to educate our users about the policies and practices of these lending institutions, but we cannot put all of that online due to the complexity of the subject.

However it is important to understand in brief what are the salient features of each of these bank's mortgage products. We would also endeavor to put such more comparison or articles on such products in our blog section, which would also be open for user comments and questions and answers. 

To simply put it is possible that one bank prepares your lower loan eligibility whereas the other offers slightly higher loan amount. Some lending institutions only appraise your income as reported in your Income tax return, whereas other banks might offer you surrogate products like Banking Surrogate or Balance transfer surrogate etc. Some lending institution also have gross margin and turnover products to suit the different needs of the borrowers. It is therefore important to understand these feature or consult your financial advisor, so as you get your requirement fulfilled in a hassle and trouble free manner.